Yes, in most cases. An SMSF commercial property loan is still available if the premises you are buying meet the definition of business real property. What changed on 10 August 2026 is what a fund can borrow to buy. Residential investment property is off the table for new arrangements. Owner-occupied commercial premises, the workshop, the…
If you are a first home buyer in Gippsland, you may be able to buy with a 5 per cent deposit and pay no lenders mortgage insurance, thanks to changes to the federal government’s deposit scheme. That is a big shift from the old 20 per cent rule. It also comes with a catch most…
The cash rate has sat at 4.35% since 17 June 2026, after increases in February, March and May. Repayments moved with it, and refinancing in Gippsland is back on a lot of kitchen tables across Traralgon, Morwell and Moe. Most people start from the same assumption, which is that their lender has quietly been charging…
Plenty of self-employed people across Gippsland assume a home loan is harder for them than it really is. You hear the stories: knocked back despite a good income, asked for endless paperwork, treated as a risk because the money does not land as a tidy fortnightly payslip. A self-employed home loan does work differently from…
The RBA cash rate held at 4.35% in June. Here is what a pause means for mortgage holders, and why now is the time to review your loan.
Whether you’re starting out as a self-employed contractor, running a small business, or managing a well-established company, chances are you spend a portion of your day thinking about future growth. Growth requires investment, whether purchasing equipment, expanding operations, improving cash flow, or taking advantage of new opportunities as they arise. When it comes to financing…
There’s nothing quite like the feeling of finding the right car. Whether you’re after something more reliable for the daily commute thoroughout Gippsland , upgrading the family SUV, or finally treating yourself to something you’ve had your eye on for years, it’s an exciting moment. But before you step into a dealership or start scrolling…
When your equipment isn’t up to scratch, your business pays the price. Whether you’re a tradie needing new tools, a farmer upgrading machinery, or a business owner replacing a vehicle, the right equipment keeps your operation on track and waiting on finance can quietly cost you your job, contracts and momentum. The reality is, getting equipment…
Decisions for vehicle loans can feel overwhelming when you are running a business and just need the right ute, van or truck to keep work moving. Many first-time business borrowers worry about getting it wrong, overcommitting cash flow, or being knocked back without understanding why. The good news is that vehicle finance is one of…
If you are planning business growth in 2026, Gippsland business finance will play a major role in how quickly and confidently you can move. Many local businesses are gearing up for expansion, upgrading equipment and preparing for a stronger year ahead. The challenge is choosing the right funding approach without adding unnecessary pressure to your…
